Les prévisions financières ont pour objectif principal de vérifier la viabilité de votre projet de création d’entreprise. Cela consiste à traduire en chiffres l’ensemble des informations réunies au cours des étapes précédentes et établir les documents nécessaires à une demande de financement
La Chambre de Métiers de la Réunion peut ainsi vous accompagner à élaborer votre Business plan qui constituera à la fois pour vous une feuille de route, et un document d’accompagnement de toutes vos demandes de financement.
Avant même de démarrer votre activité, vous devez évaluer vos besoins financiers :
Établir votre plan de financement, c’est prévoir l’ensemble des besoins de démarrage ainsi que les ressources nécessaires pour les couvrir. Un financement correctement adapté à votre projet est une condition essentielle de pérennité de votre entreprise.
Le chiffre d’affaires que vous allez réaliser devra à la fois couvrir les charges de l’entreprise et vous permettre de vivre. Avant de lancer votre activité, il importe donc de chiffrer votre projet et d’établir :
Les conseillers de votre CMA de La Réunion vous aideront et vous proposeront un accompagnement dans le montage de votre « plan d’affaires » : étude prévisionnelle des charges et des investissements, plan de financement, analyse du marché et estimation du chiffre d’affaires, recherche d’aides financières et de prêts bancaires…
Qu’il s’agisse de mesures financières ou sociales, différents dispositifs d’aide à la création et à la reprise d’entreprises sont mis en place à l’initiative de l’État ou des collectivités locales.
Téléchargez en bas de page la liste des différents dispositifs d’aide existants. Puis contactez-nous. Votre Chambre de Métiers peut élaborer un dossier de demande d’aides pour financer votre projet de création ou de reprise d’entreprise.
Documents à télécharger
Chambre de Métiers et de l’Artisanat de La Réunion / Développement économique
Antenne Saint-Denis 0262 21 04 35
Antenne Saint-Pierre 0262 96 12 40
Antenne Saint-Paul 0262 45 52 52
Antenne Saint-André 0262 46 62 00
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